Is there a Spending Limit?

When you sign up for a StellarFi account, the amount reported to all three credit bureaus will be $500.

  • For Lite members, $500 will always be reported.
  • For Prime members, the total amount of bills paid through StellarFi will be reported up to $25,000.

Under the Prime plan, the amount reported to the bureaus is dependent on how many bills you are paying through StellarFi, so the more bills you add, the higher the line that we’ll report. If you have a Prime or Premium plan, this will go up incrementally with each successful bill payment. We will report the limit you went up to as a line of credit to the credit bureaus.

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