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What topics will be covered in my one-on-one credit counseling session?

This is partially up to you. The National Foundation for Credit Counseling (NFCC) counsels on a variety of topics including but not limited to managing credit card debt, homeownership (and how to get prepared), finances related to renting, how to get lower interest rates, paying off your debt faster, and improving your money habits. 

Credit counseling will not impact your credit score.

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