Is StellarFi a bank?

No, we're not a bank.  We pay your bills and then collect the amount back from you through your linked bank account on the StellarFi platform.  We make it easy for our members to manage their bills on our platform and pay them on time.

Since we’re making the payments on behalf of our members, we’re able to reliably report positive payment history to all four major credit bureaus (Transunion, Experian, Equifax, and Innovis).

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