How much does StellarFi cost?

StellarFi has three plans to meet your personal financial needs: Lite ($4.99), Prime ($9.99), and Premium ($19.99).





Premium (coming soon)

Monthly cost* (United States Dollar)




Build credit with bills spending limits

$500 spending limit

up to $25,000 spending limit

No spending limit

Credit reporting to Experian®, Equifax®, TransUnion®,

1-on-1 credit counseling


Create custom credit goals

Credit building rewards


Direct cashback for bills


Pay with StellarFi virtual card


Pay with StellarFi account (ACH)



Pay by check


Flexible bill payment dates


Credit lock & disputes


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