We aren’t a lender in the traditional sense. We pay your bills and withdraw money from your account to cover those bills. Other companies act as a third party by simply reporting a generalized summary of your payment history. Because StellarFi is paying the bill on your behalf and collects the funds from your account, we are able to directly impact your credit score as a payor on your credit report. As a result, we report your positive history and build your credit in a reliable way.
