We aren’t a lender in the traditional sense. We pay your bills and withdraw money from your connected checking account to cover those bills. Other companies act as a third party by simply reporting a generalized summary of your payment history. Because StellarFi is paying your bill(s) on your behalf and you authorize automatic repayment, we are able to directly impact your credit score as a payor on your credit report. As a result, we report your positive history and build your credit in a reliable way.
