Why should I use StellarFi?

StellarFi is the first and only tool that turns ordinary bills—like streaming services, utilities, rent, and more—into credit-builders, by reporting your payments to Experian®, Equifax®, and TransUnion®.

When you create a StellarFi account, you will be prompted to link your primary bank account. Our systems then check to see if your bank account has available funds to cover the amount of the bill. If so, StellarFi pays the bill on your behalf. Then, we collect those funds back from your account. This is how we report positive payment history!

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