It only takes a few steps to build your credit with StellarFi. Individuals can onboard in three minutes by creating a profile and by linking their bank accounts. Once in the dashboard, members activate credit monitoring and set up billers to automatically pay any recurring expense.
From there, StellarFi connects to individual billers and pays the bills on behalf of members. After the bill is sent, StellarFi collects the amount owed from members’ linked bank accounts and then reports positive payment history at the end of every month.