Does StellarFi impact your FICO score or your VantageScore?

VantageScore and FICO Scores are two credit scoring models that are used to evaluate an individual's creditworthiness. Both models use credit reports to generate a three-digit credit score that lenders can use to decide whether to extend credit.

Even though FICO score and VantageScore utilize different scoring models to determine creditworthiness, both are impacted when you become a StellarFi member. While your dashboard may display your Vantage credit score, know that your FICO credit score is also positively impacted. 

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